TruOwn records registrations, transfers, and reports — it is not a legal title authority and does not replace the police, NCC, courts, or any other legal process. A TruOwn record is evidence of what was declared on the platform, not proof of legal ownership.
What TruOwn does
TruOwn lets you register a phone, car, or laptop by its unique identifiers (IMEI, VIN, chassis number, serial number), check an item's status before buying it, and transfer registration to another TruOwn account when both sides agree. Every action is recorded in a tamper-evident log and periodically anchored for independent verification.
What TruOwn doesn't do
- Verify your identity against a government database (no NIN check in this version).
- Hold or move money on your behalf — transfer fees are displayed but not collected yet.
- Guarantee that a registered item isn't stolen, financed, or disputed elsewhere.
- Replace a police report, a court order, or an insurance claim.
Your responsibilities
You're responsible for the accuracy of what you register, for keeping your recovery PIN and recovery codes safe, and for following the buyer's checklist before paying for anything you check on TruOwn. Reporting an item lost or stolen when it isn't, or registering an item you don't own, may result in your account being suspended.
Disputes
If two people claim the same item, TruOwn opens a dispute and asks both sides for evidence. TruOwn staff review the evidence and decide which record stands — this decision affects your TruOwn record only, not your legal rights. See the Dispute Policy for details.
Changes
We may update these terms as TruOwn grows. If a change materially affects you, we'll show it to you again before you continue using the service.